dental-insurance average-claims-paid-to-members

Average claims paid across our dental insurance plans

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Our dental insurance is designed to make sure you maintain a healthy mouth through regular dental visits. That’s why all our policies include full cover for two routine check-ups a year. And if your dentist is on DeCare's Direct Pay Network you don't pay anything when you visit your dentist!

Plus, if you do need treatment, our unique range of plans will cover you for up to 70% of the costs of treatments – with no excess to pay. Below is the example of a family of two adults and three children, with the following expenses:

Individual on L3 Plan €31 per month

Treatment
Cost
Cover on L3 Plan
Refund
Check Up x 2
€80.00
100%
€80.00
Fillings x 2
€180.00
70%
€126.00
Extraction x 1
€95.00
70%
€66.50
Root Canal (molar) x 1
€475.00
70%
€332.50
Total
€1,400.00
-
€1,004.00

Family on L3 Plan (2 adults, 3 kids) €87 per month

Treatment
Cost
Cover on L3 Plan
Refund
Check Up x 10
€400.00
100%
€400.00
Fillings x 3
€270.00
70%
€189.00
Extraction x 2
€190.00
70%
€133.00
Root Canal (molar) x 1
€475.00
70%
€332.50
Root Canal (front tooth) x 1
€350.00
70%
€245.00
Crown x 1
€570.00
70%
€399.00
Orthodontic Treatment x 1
€2,900.00
70% up to €1,000
€1,000.00
Total
€5,155.00
-
€2,698.50

Couple on L2 Plan €44 per month

Treatment
Cost
Cover on L3 Plan
Refund
Check Up x 4
€160.00
100%
€160.00
Fillings x 1
€90.00
70%
€63.00
Extraction x 2
€190.00
70%
€133.00
Root Canal (front tooth) x 1
€350.00
70%
€245.00
Crown x 1
€570.00
70%
€399.00
Total
€1,360.00
-
€1,000.00

Key documents

Prices in tables below are sourced from www.smiles.ie/smiles-dental-price-list/ (as of 02/08/18)

DeCare Dental Insurance Ireland DAC trading as DeCare Dental is regulated by the Central Bank of Ireland.