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Dental insurance for your employees

Cornmarket dental insurance makes great business sense. Because your employees enjoy great cover – and also big savings, due to the special rates we’ve secured with Ireland’s only dedicated dental insurer, DeCare Dental, who’ve been taking care of Ireland’s teeth since 2004. Also our dental plans carry no excess, so your staff can claim back on many dental expenses straight away, through our TeamCare Access Dental Insurance Plans. Cover starts at just €5* a week and includes worldwide emergency cover immediately. These levels of cover are only available through Cornmarket – not direct from the insurer. Company benefits will include:

No pre-assessment necessary

No policy excess

No waiting periods for investigative and preventative treatments (like check-ups, cleaning and x-rays)

Basic dental treatments such as fillings, extractions and treatment of gum disease only carry a three-month waiting period

Major dental treatments such as crowns, inlays and onlays, root canal treatment, dentures, bridges only carry a 12-month waiting period

Cover for up to €1,000 worth of orthodontics per insured child**

Cover for worldwide emergency dental treatment

No hassle – when you visit a direct-pay approved dentist, your dental costs are paid direct to the dentist

*Price based on an individual Teamcare Access Plan 1 policy with an annual premium of €246.48. **There is an 18 month waiting period for orthodontics. You must be between age 8 and 18 to avail of this benefit. Orthodontic cover of up to €1,000 is included in TeamCare Access Level 3 Plan and up to €750 on TeamCare Access Level 2 Plan.

Dental Insurance is underwritten by DeCare Dental Insurance Ireland DAC. DeCare Dental Insurance Ireland DAC trading as DeCare Dental is regulated by the Central Bank of Ireland.

3 levels of cover and pricing

Treatment Type
TeamCare Access Level 3 (Bestseller)
TeamCare Access Level 2
TeamCare Access Level 1
2 Exams
 100%
 100%
 100%
X-rays
 100%
 100%
 100%
2 Polishing/Scaling sessions
 100%
 100%
 100%
Fillings*
70%
50%
40%
Extractions*
70%
50%
40%
Crowns, Inlays & Onlays**
70%
50%
40%
Treatments for gum disease*
70%
50%
40%
Fissure Sealants*
70%
50%
40%
Space Maintainers*
70%
50%
40%
Root canals**
70%
50%
40%
Dentures**
70%
50%
40%
Bridges**
70%
50%
40%
Orthodontics***
70%
 50%
no cover
Policy Maximum:
Orthodontics***
€1,000
€750
no cover
Crowns**
€500
€500
€500
All other benefits
€2,000
€1,750
€1,400
Net cost per monthly DD
 Individual Policy
€31.23
€24.92
€20.54
 Couple Policy
€55.52
€44.05
€36.06
 One Adult & Children****
€53.57
€43.46
€30.79
 Two Adults & Children****
€87.41
€70.54
€50.72

There is no waiting period for investigative and preventative dental treatments from policy start date. *There is a 3 month waiting period from start date of the dental policy for minor treatments. **There is a 12 month waiting period from start date of the dental policy on major treatments. ***There is an 18 month waiting period for orthodontics. Member must be between age 8 and age 18 to avail of this. ****Policy covers up to 10 children & dependents, up to age 23.

Dental Prices are correct as at 26th January 2018