GRA Group Life Plan

Financial support for your loved ones

What is the Group Life Plan?

In the event of your death, financial support may be a significant issue for your family. Day-to-day living expenses, bills and so on, will still have to be met by those you leave behind. This is why the benefits of the GRA Group Life Plan are so valuable for GRA members.

Overview of Plan Benefits

Serving Member's Life Cover

A benefit of up to €350,000 is paid in the event of the death of a serving member. The benefit payable is as follows:

*Benefit payable for any serving member aged 62 or over will be in line with the retired member age bands.

Retired Member's Life Cover

A benefit of up to €225,000 is paid in the event of the death of a retired member. The benefit payable is as follows:

Trainee Gardaí Life Cover

A benefit of €31,000 is paid in the event of the death of a member who is in the first 32 weeks of their training program and €61,000 is paid in the event of the death of a member who is between weeks 33 and 64 of their Probationary Period.

Spouses’ & Partners’ Life Cover

A benefit of €115,000 is paid  on the death of the spouse or partner of a serving member of Garda Rank*

*Cover applies for Spouses/Partners of Garda rank members only. They must meet the definition of Spouse/Partner as set out in the policy document.

Terms, conditions and exclusions apply for all benefits.

Terms, conditions and exclusions apply.

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How much does the plan cost?

Cornmarket and the GRA work together to secure the best price and benefits for members. When it comes to cost, you benefit from the group purchasing power of the GRA.

Membership of the Plan is free for trainee gardaí during their 64 weeks of training. After that, the cost of this Plan is €7.35 gross per week.

Your Spouse/Partner will automatically be covered under the Plan when you have completed your training and premiums commence.

While you are working the majority of your premium is eligible for Income Tax Relief. Please note there is no Income Tax Relief for retired members

More information

Why choose Cornmarket?

Cornmarket negotiates with insurers to obtain the most competitive rates and to secure the best possible benefits for members.

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Important: You must be a member of the GRA or other relevant association as agreed by the Policyholder, in order to benefit from the GRA plans. If you are not a member and make a claim, the claim will not be paid.

The GRA Group Life Plan is underwritten by Irish Life Assurance plc.

Irish Life Assurance plc is regulated by the Central Bank of Ireland.