Group Specified Illness Cover

What is the GRA Group Specified Illness Cover Plan?

If you are diagnosed with an illness, the reality is that you may face significant extra expenses. This Plan recognises this fact by giving you a once-off tax-free lump sum if you are diagnosed with one of the Specified Illnesses that it covers.

The lump sum can be vital, as extra funds are often needed to pay for medical bills, travel to and from hospital, pay for extra childcare, etc.

Overview of Plan Benefits

Full Specified Illness Benefit

A once-off tax-free lump sum is payable if you are diagnosed with one of the Full Specified Illnesses listed in the policy document. The benefit payable depends on the type of member you are, please see below:

  • Trainee Gardaí - €44,000
  • Trainee Gardaí Spouse/Partner**- €44,000
  • Serving Member - €88,000
  • Serving Member’s Spouse/Partner** - €88,000
  • Retired Member - €44,000
  • Retired Member’s Spouse/Partner - €44,000
  • Children* - €25,850

*Children must be aged 1-18 (or 1-25 if they are in full-time education)

**For this benefit to apply, your Spouse/Partner must be nominated on your application form upon joining the Plan or by completing a Nominated Spouse/Partner Application Form at a later date. Your Spouse / Partner must meet the definition of Spouse/Partner as set out in the policy document.

Partial Payment Specified Illness Benefit

A once-off tax-free lump sum is payable if you are diagnosed with one of the Partial Payment Specified Illnesses listed in the policy document. The benefit payable depends on the type of member you are, please see below:

  • Trainee Gardaí - €10,000
  • Trainee Gardaí Spouse/Partner** - €10,000
  • Serving Member €15,000
  • Serving Member’s Spouse/Partner** - €15,000
  • Retired Member - €10,000
  • Retired Member’s Spouse/Partner - €10,000
  • Children* - €5,000

*Children must be aged 1-18 (or 1-25 if they are in full-time education)

Children’s Specified Illness Benefit

A tax-free lump sum of €25,000 if your child* is diagnosed with one of the Specified Illnesses listed in the policy document. A tax-free lump sum of €5,000 if your child* is diagnosed with a Partial Payment Specified Illness listed in the policy document.

*The child must be aged 1-18 (or 1-25 if they are in full-time education)

**For this benefit to apply, your Spouse/Partner must be nominated on your application form upon joining the Plan or by completing a Nominated Spouse/Partner Application Form at a later date. Your Spouse / Partner must meet the definition of Spouse/Partner as set out in the policy document.

Terms, conditions and exclusions apply.

Terms, conditions and exclusions apply.

Spouse/Partner Membership

We’re delighted to confirm that Spouse/ Partners can now apply to be added to the Plan at any time. Terms and conditions apply.

Apply today!

Apply today

How much does the plan cost?

Cornmarket and the GRA work together to secure the best price and benefits for members. When it comes to cost, you benefit from the group purchasing power of the GRA. Membership is free for trainee Gardaí during their 64 weeks of training. After 64 weeks of training, the cost of membership is:

Benefit
Cost
Serving Member
€7.75 per week
Serving Member’s Spouse/Partner only
€7.75 per week
Serving Member and their Spouse/Partner
€15.50 per week
Retired Member
€33.58 per month
Retired Member’s Spouse/Partner only
€33.58 per month
Retired Member and their Spouse/Partner
€67.17 per month
Children
Free

More information

Apply today

You must remain a member of the GRA, or the relevant association for your rank, to remain eligible for Plan membership.

Terms, conditions and exclusions apply.

 

The GRA Specified Illness Cover Plan is underwritten by Aviva Life & Pensions Ireland Designated Activity Company.

 

Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.