Take the example of John, a single teacher aged 30 currently insured on VHI’s Teachers Plan Select. The table above shows his yearly expenses, and what is claimable on his current plan – against alternative non corporate plans available across the 4 providers, see table above.
John’s numerous visits to everyday practitioners mean it’s more cost-effective for him to include these on his plan. All the above plans carry an excess on private hospital admissions. If John switches away from the Teachers Plan Select he won't have a waiting period to claim back on these benefits, because he’s aged under 55. After submitting his receipts to his insurer John can also claim 20% back on the remainder of most of the above expenses from Revenue. By moving to one of the below plans John will be able to maximise the amount claimable on his health insurance.
