Malicious Damage
We have you covered if your car has been maliciously damaged on school grounds, and it won't affect your no claims bonus.
Get €50 OFF your quote today!*
*For new customers who take out a new policy before 30.11.24. Min. premium (€355), underwriter eligibility criteria, and T&Cs apply.
Cornmarket Car Insurance means bigger choice and better value than ever before. We compare a range of insurers to save you time and money!
With over 50 years’ experience servicing teachers, you know you’re going in the right direction with Cornmarket Car Insurance. We’re equipped & ready to deliver excellent and affordable cover to car owners across the country with our:
That’s why nearly 19,500 teachers insure their car through Cornmarket!*
We have you covered if your car has been maliciously damaged on school grounds, and it won't affect your no claims bonus.
We have you covered with two different cover options - Full Bonus Protection ensures that your bonus will not be reduced, regardless of your claim amount. We also went further for our teachers, with StepBack Bonus Protection. This means that if you damage your car, you'll only lose part of your No Claims Bonus. **
We know that having to pay an excess can be annoying when you need to make a claim. We apply a reduced excess when you use one of the insurers’ approved repairers, to make the claims process that bit easier.
Our policies with Comprehensive Cover offer unlimited window and windscreen cover when you use the insurers’ aligned windscreen repairers. If you choose another windscreen repairer, there is a cap of €225 per repair.
Public Sector Plus gives you automatic comprehensive cover when driving other cars (some restrictions apply). So, you can get behind the wheel whenever you need to!
We arrange cover for you to drive your car for work, even if you need to bring students or colleagues with you!***
We’re proud of our Trustpilot score and what our customers have to say about their experience with us. With over 1,000 reviews on our Trustpilot page, check out what our customers have to say.
We hope it never happens, but if you have an accident, immediately contact the Gardai. Check the details of your insurer on your car insurance certificate. Then call your car insurance provider on the number listed. We'll be there to help too.
The price of car insurance varies based on individual circumstances such as:
· Age · Driving history · Vehicle type · Cover level
For example, a new driver might face higher premiums compared to an experienced driver with a clean record. Insurance costs can fluctuate over time due to changes in market conditions or regulatory adjustments.
The most accurate way to determine the cost of your car insurance is to get a personalised quote on our website or call us on (01) 408 6226.
Third Party Insurance covers damages you may cause to others. Comprehensive Insurance also covers damages to your own vehicle, including theft and vandalism.
When it comes to car insurance for First-time Drivers, the cost can vary widely based on several factors such as:
· Age
· Driving history
· Vehicle type
· Cover level
The best way to determine the cost of Car Insurance for a First-time Driver is to get a quote on our website or call us on (01) 408 6226.
The impact of a claim on your Car Insurance premium can vary and is influenced by a multitude of factors. Generally, if you've made a claim, you may see an increase in your premium, but it depends on the details of the claim, such as:
· Who was at fault
· The severity and cost of the incident
· Your overall driving history
Additionally, the loss of a No Claims Discount can contribute to a higher premium. If you have a policy with protected No Claims Bonus, this could mitigate the impact, but there could still be an increase.
Voluntary excess on Car Insurance is the amount you agree to pay towards a claim, before your insurer covers the remaining costs. It's an optional amount over and above the compulsory excess set by your insurer. By opting for a higher voluntary excess, you can often reduce your premium.
Here's a breakdown of how it works:
1. Compulsory Excess: This is the amount set by your insurer that you must pay towards a claim.
2. Voluntary Excess: This is an additional amount you choose to pay, which can lower your premium. However, remember that in the event of a claim, you'll need to pay both the compulsory and voluntary excess amounts.
To transfer insurance to a new car, contact our helpful Customer Service Team on (01) 408 4020 with your new vehicle details. They will update your policy and provide you with a new certificate of insurance, subject to the insurer acceptance criteria being met.
If you sell your old car, you should call our helpful Customer Service Team on (01) 408 4020 to update or cancel your policy. If you're getting a new car, you can transfer the policy to the new vehicle, subject to the insurer acceptance criteria being met.
The premium may change based on the make, model, and age of the new car; as well as any additional cover you may choose.
Check the details of your insurer on your car insurance certificate. Then call your car insurance provider on the number below. We’ll be there to help too.
Allianz – (01) 613 3990
Aviva – 1800 147 147
AXA – 0818 736 524
RSA – (01) 290 1926
Zurich – 053 915 7775
Here’s a handy checklist of what you’ll need to do:
· The other driver(s) left the scene without providing their details
· You suspect the other driver(s) may have caused intentional damage
· You think the other driver(s) could be uninsured
· You have reason to believe the other driver(s) is under the influence of drugs or alcohol
*Source Cornmarket, July 2024.
** Available through Aviva Public Sector Plus policies.
*** Available through RSA.
The insurers reserve the right to amend policy terms and conditions. For full terms and conditions please refer to policy guide/insurance certificate.
Allianz plc is regulated by the Central Bank of Ireland.
RSA Insurance Ireland DAC is regulated by the Central Bank of Ireland.
Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland.
.