Your AVC Scheme

Existing members section

Understanding your AVC

Information on tax relief, value for money, changing your contributions, benefits at retirement, how to draw down your AVC - and more. Whether you're at the start or at the end of your AVC journey, our guides have got you covered.

AVC Member Guide

Information on tax relief, value for money, changing your contributions - and more

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The Civil & Public Sector Master Trust Member Guide

AVC information for members of the Civil & Public Sector Master Trust

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5 steps to settling your AVC

Time to retire? Here's how to settle your AVC.

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Looking to top up your AVC?

Increase your AVC savings today

Top up your AVC

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Fund Performance

For details on the performance of the fund(s) that your AVC/ PRSA is invested in, simply click on the relevant insurance company below.

To find the fund(s) that you are invested in, please check your latest Benefit Statement.

Irish Life

Aviva

Zurich

Friends First fund performance details are not currently available online as the Aviva website is being developed to include them. You can instead register here to access your AVC details.

Investment Strategies

Fund Switches

If you wish to move your funds from one investment fund to another, you should send your instruction to relevant insurance company below.

Your instruction must specify and include:

  • Name of the fund(s) you wish to move to
  • AVC number
  • Name
  • Home address
  • Date of birth.

Please also state whether the instruction relates to your current value only, future contributions to the policy only or to both. If you wish to spread your investment over more than one fund, you must specify the percentage to be moved to each fund.

If you send your instruction by post your letter must be signed and dated.

Policy fees and charges

For details of the fees and charges which currently apply to your scheme, simply click on the relevant link below.

Below are the fees and charges which currently apply to your scheme. If your scheme is not listed please contact us on (01) 420 6766 or refer to our Terms of Business booklet here.

Preliminary Disclosure Certificates (PDC) for PRSAs

Environmental, Social and Governance (ESG) Considerations.

Cornmarket believes in building a more sustainable future for us all.

Investing AVC members’ money in a responsible way helps make that a reality and is more likely to create and preserve long-term investment growth.

For the Investment Managers who are responsible for managing the investment funds, responsible investing is an integral part of the investment philosophy.

What is ESG?

Environmental, Social and Governance refers to the three key factors used to measure the sustainability and societal impact of an investment in a company or business.

  • Environmental criteria examines the environmental impact.
  • Social criteria examines how a company manages relationships with employees, suppliers, customers and communities.
  • Governance criteria examines a company’s leadership, board diversity and independence as well as business ethics.

What is ESG Investing?

ESG Investing integrates the above mentioned ESG factors into investment decisions, aiming to generate long-term competitive financial returns and positive social impact.

What is the ESG Framework?

Find out more here!

Please note: While the majority of money invested in AVCs through Cornmarket are invested in Article 8 funds, not all funds operated by the investment managers allow for ESG considerations (Article 6).

Click on the link below for details of ESG and the insurance company with whom your AVC/PRSA is invested.

Irish Life: www.irishlifeemployersolutions.ie/responsibleinvesting www.irishlifeemployersolutions.ie/sfdr

Zurich Life: www.zurich.ie/responsibleinvestment/

Aviva: https://www.aviva.ie/fund-range/responsible-investments/

Cornmarket cannot be held responsible for information contained on external websites.

Annual AVC Trustee Reports

View the latest Annual Trustee Reports for all AVC Schemes.

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Retirement Planning Service

Planning to retire soon? Meet with one of our retirement planning experts, who will take you through the process of settling your AVC, step-by-step.

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If you can't find the information you're looking for, or if you would like to speak to one of our experts

Warning: The value of your investment may go down as well as up

Warning: This product may be affected by changes in currency exchange rates

Warning: If you invest in this product you may lose some or all of the money you invest

Warning: If you invest in this product you will not have any access to your money until you receive your Superannuation Benefits